What the NDIS Will Not Fund: Understanding the Limitations


The National Disability Insurance Scheme (NDIS) has been instrumental in providing support and services to individuals with disabilities in Australia. Since its implementation, the NDIS has significantly improved the lives of many people by enabling them to access essential supports tailored to their unique needs. However, it’s important to understand that the NDIS also has limitations and certain areas that it does not cover. In this article, we will explore what the NDIS will not fund, ensuring individuals have a comprehensive understanding of the scheme’s boundaries.

1. Everyday Living Expenses

While the NDIS provides support for disability-related needs, it does not cover day-to-day living expenses that are not directly related to a person’s disability. This includes expenses such as rent, utility bills, groceries, and clothing. The NDIS aims to focus on the provision of reasonable and necessary supports that assist individuals in achieving their goals and enhancing their independence. Therefore, it is important to consider alternative funding sources or seek other forms of government assistance to cover everyday living expenses.

2. General Medical Treatment

The NDIS is not responsible for funding general medical treatments and services that are typically covered by Medicare or private health insurance. This includes doctor’s visits, prescription medications, and routine medical procedures. It is essential to maintain regular healthcare arrangements through Medicare or private health insurance to ensure access to necessary medical treatments.

2.1. Specialist Disability Services

While the NDIS may cover some specialist disability-related services, it does not extend its funding to cover specialist medical services. This includes specialized therapies, consultations with medical specialists, and surgical procedures specifically related to a disability. These services should be sought through the public health system, private health insurance, or other relevant funding sources.

3. Supports Outside the Eligibility Criteria

The NDIS operates within specific eligibility criteria, which means that not all individuals with disabilities will automatically qualify for funding. The scheme primarily covers individuals who have a permanent and significant disability that affects their ability to participate in everyday activities. If a person’s disability does not meet the eligibility criteria, they may not be able to access NDIS funding. In such cases, individuals may need to explore alternative funding options or seek support from other community-based programs.

What the NDIS will not fund?
What the NDIS will not fund?

3.1. Temporary or Minor Disabilities

The NDIS is designed to support individuals with permanent and significant disabilities. Temporary or minor disabilities, such as a broken bone or a short-term illness, generally do not meet the eligibility criteria for NDIS funding. These types of disabilities are typically managed through other healthcare services or short-term assistance programs.

4. Housing Costs

While the NDIS provides funding for some housing-related supports, it does not cover the full cost of housing. The scheme may assist with modifications or specialist equipment required for a person’s home, but it does not fund rent or mortgage payments. Individuals with disabilities who require assistance with housing costs may need to explore alternative housing support options available through state or territory governments or consider other rental assistance programs.

5. Recreational and Leisure Activities

While the NDIS aims to promote social and community participation, it does not fund recreational and leisure activities solely for enjoyment purposes. The scheme focuses on supporting individuals to participate in activities that help them achieve their goals, enhance their independence, and improve their overall well-being. Funding for recreational and leisure activities may need to be sought through other avenues such as community organizations, local councils, or personal budgets.


While the NDIS has been instrumental in transforming the lives of many individuals with disabilities in Australia, it is important to recognize its limitations. Understanding what the NDIS will not fund is crucial for individuals and their families to make informed decisions and seek appropriate support from alternative sources.

In this article, we have highlighted some key areas that the NDIS does not cover. Everyday living expenses, general medical treatments, specialist disability services, supports outside the eligibility criteria, housing costs, and recreational and leisure activities are among the services and expenses that fall outside the scope of NDIS funding.

By being aware of these limitations, individuals can explore other avenues for financial support and assistance. It is important to look into government programs, community-based initiatives, private health insurance, Medicare, and personal budgets to meet specific needs that are not covered by the NDIS.

NDIS will not fund

Moreover, individuals should also consider seeking advice and guidance from disability advocacy organizations, support groups, and service providers who can provide valuable information on available resources and funding options.

The NDIS remains a crucial framework for disability support, and its focus on reasonable and necessary supports has transformed the lives of countless individuals. However, recognizing its limitations empowers individuals and their families to navigate the broader landscape of support services effectively.

It is worth noting that the NDIS continues to evolve and adapt, and its coverage may change over time. Staying updated with the latest policies, guidelines, and eligibility criteria is essential to ensure that individuals access the support they need. https://inclusivementalhealth.org/ndis-provider-victoria/

In conclusion, while the NDIS has been instrumental in improving the lives of individuals with disabilities, it does have limitations in terms of the services and expenses it covers. By understanding what the NDIS will not fund, individuals can explore alternative avenues to meet their specific needs and ensure a comprehensive support system that enhances their independence and well-being.

Leave a Reply

Your email address will not be published. Required fields are marked *